John Royden, Head of Research
The timetable for this edition of Prospects did not sit comfortably in my diary: I had the unenviable task of writing about the General Election before the results were out, only for this to land on your door-step a few days later. Under normal circumstances I might be more reticent about risking my reputation, but this election feels more predictable.
In this issue:
Three months ago we said that “the next base rate rise will be up, not down” and not much has changed on that front. But the question of when still abounds.
Seldom have there been so many things going on that could have a crucial effect on the way in which markets perform.
The Mercantile Investment Trust has been in existence for 133 years and has nearly £2billion of assets. Here, its current managers explain their positive outlook for the UK mid- and small-cap markets.
Divorce is one of the most stressful life events you can experience. Nothing can minimise the emotional impact. Nicola Harries of Stevens and Bolton discusses ways that you can help to protect you and your children.
Stock in focus
MoneySupermarket.com started life in 1993 as ‘Mortgage 2000,’ an offline business providing mortgage listings. Since then they have developed into the UK’s largest listed price comparison website offering customers 60 different products from over 700 providers.
Consider the amount of time we dedicate to planning our children’s education and the effort we put into retirement planning. Christopher Wilmot-Sitwell feels that we should approach our precious holidays with just as much care and foresight and consider our families when ticking off the bucket list.
JM Finn news
In the last issue we mentioned our nomination for the Best Discretionary Service at the City of London Wealth Management Awards – we are delighted to announce that, for the second year in a row, we won the award, again underlining the quality of our investment proposition.
JM Finn news
2018 sees the introduction of some of the widest-reaching reforms to financial markets to date, which has a significant impact on wealth and asset managers and their clients.
Wealth Planning in focus
With annuity rates reaching an all-time low in 2016, changes were needed to the pension rules. No one envisaged quite how much things would change. George Osborne, as one of his lasting legacies as Chancellor of the Exchequer, introduced what has become known as “Pensions freedom” in the budget of 2014. Historically, purchasing an annuity was compulsory for most pension savers but from 2015 fundamental changes have been introduced giving increased flexibility when accessing pension funds.